savings

HSA Contribution And Blog Posts I Like

April 3, 2009

I just put $1000 into our HSA.  Any contributions we make to our HSA are automatically invested in a mutual fund.  Last spring, shares in the fund were selling for around $23 a pop.  Now they’re about $16.  So although it’s painful to look at overall balances in all of our accounts, it’s nice to [...]

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How Many Financial Blows Could You Withstand?

February 13, 2009

A while ago my husband and I were discussing with my dad our plans to move to a less expensive town.  He was talking about how many financial blows a person can withstand, and how increasing that number should be a primary goal.  It resonated with me, and really made me think.  It’s part of [...]

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Helpful Advice From Wells Fargo

February 1, 2009

Yesterday we finally got our letters in the mail from Wells Fargo, officially letting us know that they had closed our business credit card accounts.  The letter is ridiculous, and I thought I’d share it with you all.  It’s good for a laugh anyway.  They mention that they closed the accounts and that they understand [...]

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Very Disappointed In Wells Fargo

January 30, 2009

An open letter to Wells Fargo and anyone else who cares: Dear Wells Fargo, I have been banking with you for six years.  My husband has been with you since the mid-90s.  When we bought our house and consolidated our finances, we decided to merge my bank accounts with his and move everything to your [...]

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Might Not Stay In Our Starter House Afterall

January 7, 2009

I noticed that this is my 500th post on this blog.  Better make it a good one. Frugal Babe readers are probably well aware of our plans to keep our starter house and avoid the never-ending mortgage payments that happen when people keep upgrading to more expensive homes.  But we are considering another possibility. We [...]

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Frugal Because We Want To Be

December 11, 2008

I got a comment today on my post about our financial goals that I thought was worth further discussion.  Dave wrote: “I don’t know much about you but it seems like you folks have plenty of money. Anyone know of a blog directed toward the working poor? Somebody making / surviving on $30K a year?” [...]

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My Thoughts On Cars

September 26, 2008

I got this email from a reader yesterday: “My parents are driving me insane. They want me to buy a new car. Or, if I won’t, they will buy one for me. It’s getting ridiculous. My car is fine. It’s paid off. It’s a subaru with 185,000 miles. But with a subaru, it could seriously [...]

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Spending Our Paychecks

August 31, 2008

I deposited paychecks amounting to $2200 in our bank account on Thursday. Back when we were in debt, we would divide our paychecks among the various debt accounts we had, all neatly noted on the yellow legal pad that I used to track our debt progress. We still “spend” our paychecks, but it’s a lot [...]

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Saving For A Car

August 4, 2008

We opened another ING account today.  We have had our emergency fund there for the last two years, and last month we started a fund to save for solar panels.  Now we’ve decided that we should start saving for a car.  We have no intention of buying a car any time soon, but our cars [...]

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More On The Solar Panels

July 8, 2008

We started talking more about our quest for solar panels last night. Our local energy company does some pretty huge rebates when you install panels, and that’s a great big plus. We started contemplating the possibility of financing the panels in order to start using them sooner, but eventually decided to continue on our current [...]

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