savings

Being Able To Pay For Something Isn’t The Same As Being Able To Afford It

April 20, 2012

A few days ago, I got an email from a reader named Kate who shared how her attitude towards money has changed over the years.  She mentioned that in the past, she would have spent a lot more money than she does now, simply because she would have considered so many more things to be [...]

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The Evolution Of My Relationship With Money

December 8, 2010

Four years ago, the focus of my blog was money.  I wrote about our efforts to earn it, save it, and pay down debt.  I identified with the personal finance blogosphere, and was quite wrapped up in things like calculating our net worth, and making sure it was always higher than it had been the [...]

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Bogleheads

March 22, 2010

I wanted to share a good forum with you all.  Some of you are probably already regular visitors to Bogleheads, but if you aren’t, I highly recommend it.  The tagline of the forum says “investing advice inspired by the example of Jack Bogle” (Jack Bogle started Vanguard), although the topics discussed extend beyond just investing [...]

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More Estate Planning

February 25, 2010

Last month, I wrote about how my husband and I are starting the process of estate planning.  There were some great comments on that post – thanks for all your thoughts!  Although I must say, I was surprised at how unanimous the opinions were in terms of hiring a lawyer instead of using software to [...]

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Our New Retirement Accounts

February 23, 2010

Back before we became self-employed, my husband and I each worked for a large company, and we both had 401k accounts.  When we quit our jobs, we rolled those accounts over to IRAs, and that has been our retirement savings ever since.  In the early days, we didn’t contribute anything at all, but gradually worked [...]

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Early Retirement Inspiration

February 15, 2010

I’ve just spent the last hour on a website I just discovered, and am so inspired I wanted to share it with you.  Early Retirement Extreme is my kind of site.  The guy who writes it (Jacob) is in his early 30s and financially free… without ever earning a six figure income or coming into [...]

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Are You Spending To Impress Other People?

January 22, 2010

Lately my husband has been spending huge amounts of time researching investment strategies.  While we’ve both been committed to long-term savings goals for years, he’s really been getting into the nuances of it lately, and it’s made our retirement portfolios much more interesting to look at (of course they haven’t been much fun to look [...]

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Keeping Track Of Our Spending

September 14, 2009

Recently I got an email from a long-time reader, asking me if we still keep track of our monthly expenses.  I guess the answer is both yes and no.  We do pay close attention to what we are spending, and I check our bank balances and credit card transactions on a daily basis.  But we [...]

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Bye Bye Wells Fargo!

August 26, 2009

Back in January, we decided that we needed a new bank.  We have finally checked that task off of our to-do list – better late than never I suppose.  Around the time we became frustrated with Wells Fargo, we also decided to sell our house, which meant several months of sprucing things up and going [...]

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Our New Mortgage

June 24, 2009

We’ve been tying up loose ends all week, getting ready to sell our current house and buy our new home.  Our closing is set for Friday morning, and then the closing on the new house is on Monday.  It feels like we’re never going to get everything packed up and moved out of her by [...]

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