Frugal Babe

Last fall, my husband and I, along with my parents and my siblings, spent a weekend getting my parents’ old house ready to sell.  They have moved every few years for the last 38 years - they love to fix up old houses, live in them for a while, and then move on.  We spent that whole [...]

We have not had dental insurance since we worked at Enterprise Rent A Car.  Two years ago, we paid nearly $5000 for my husband to have a bridge replaced.  We paid for it over a 12 month period (interest-free, thankfully), but it still sucked.  Earlier this year, when I got promoted at the library, one [...]

Last month we switched our health insurance to an HSA (health savings account) qualified plan.  We’ve always had a high deductible, we just had to get a policy that was officially HSA qualified.  We got a $3000 deductible, but it’s for both of us together, and the policy covers 100% after the deductible.  Our old [...]

Last week we got a letter in the mail from American Family, our home and auto insurer. Turns out they use our credit info as part of the rating factor for our home owners insurance. I’m not sure if they’ve always done this, but we’ve never gotten a letter like this before… Anyway, [...]