A frugal girl seeking ways to simplify life, pay off debt, and save money.
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Our HELOC balance is under $20,000! We’ve had the HELOC since we bought our house in January 2003. We’ve never focused on paying it off - it’s an interest only loan, and we’ve just been stashing our money in the HELOC every time we get paid, and then when it’s time to pay [...]
I got my final paycheck from the library yesterday. It was a good one, because I had more than 200 hours of vacation time saved up, and they cashed that out on my last check. After taxes I ended up with over $2000, which is a good windfall. Over the last year, I didn’t take [...]
We’ve added a new financial goal to our list. We want to install solar panels. We’ve been talking about it for years, but the price made the possibility unrealistic (at least $12,000 to put in enough panels to power our house, and even that would require that we cut back further on our [...]
Paid Twice started the idea of snowflaking, and it’s turned into a blizzard all across the pf blogosphere. Since we’ve decided to buckle down and pay off our HELOC, we’ll be putting every little bit of money we can save into our HELOC. We use Vonage for our phone service, and have been paying $31/month [...]
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