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	<title>Comments on: The Choices We Make</title>
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	<link>http://frugalbabe.com/2008/04/16/the-choices-we-make/</link>
	<description>A rich life without a lot of money</description>
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		<title>By: Carnival of Personal Finance #149 &#124; Growing Money</title>
		<link>http://frugalbabe.com/2008/04/16/the-choices-we-make/comment-page-1/#comment-26776</link>
		<dc:creator>Carnival of Personal Finance #149 &#124; Growing Money</dc:creator>
		<pubDate>Wed, 31 Dec 2008 05:58:16 +0000</pubDate>
		<guid isPermaLink="false">http://frugalbabe.com/?p=308#comment-26776</guid>
		<description>[...] The Choices We Make This American’s Dream The Spending Smart Philosophy: Controlling Spending is the Key to Building Wealth What If Rent Was Already in the Bank? I Have to Have It: The Impulse Purchase 5 Ways to Survive on One Income The Psychology of the $1,000 Emergency Fund [...]</description>
		<content:encoded><![CDATA[<p>[...] The Choices We Make This American’s Dream The Spending Smart Philosophy: Controlling Spending is the Key to Building Wealth What If Rent Was Already in the Bank? I Have to Have It: The Impulse Purchase 5 Ways to Survive on One Income The Psychology of the $1,000 Emergency Fund [...]</p>
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	<item>
		<title>By: 149th Carnival of Personal Finance - Chasing Dreams Edition &#124; The Happy Rock</title>
		<link>http://frugalbabe.com/2008/04/16/the-choices-we-make/comment-page-1/#comment-26160</link>
		<dc:creator>149th Carnival of Personal Finance - Chasing Dreams Edition &#124; The Happy Rock</dc:creator>
		<pubDate>Sun, 26 Oct 2008 11:56:21 +0000</pubDate>
		<guid isPermaLink="false">http://frugalbabe.com/?p=308#comment-26160</guid>
		<description>[...] Babe presents The Choices We Make - Frugal Babe gives an inspiring snapshot of the money decisions that have set the foundation for [...]</description>
		<content:encoded><![CDATA[<p>[...] Babe presents The Choices We Make &#8211; Frugal Babe gives an inspiring snapshot of the money decisions that have set the foundation for [...]</p>
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		<title>By: Christina</title>
		<link>http://frugalbabe.com/2008/04/16/the-choices-we-make/comment-page-1/#comment-20857</link>
		<dc:creator>Christina</dc:creator>
		<pubDate>Sun, 27 Apr 2008 01:44:31 +0000</pubDate>
		<guid isPermaLink="false">http://frugalbabe.com/?p=308#comment-20857</guid>
		<description>You&#039;ve done your homework!  I recently opted to become a stay-at-home mom, and let me tell you - it&#039;s the BEST. My new &quot;job&quot; is to raise our kids and to make our dollars stretch as much as we can. I&#039;m having a blast! Best wishes!</description>
		<content:encoded><![CDATA[<p>You&#8217;ve done your homework!  I recently opted to become a stay-at-home mom, and let me tell you &#8211; it&#8217;s the BEST. My new &#8220;job&#8221; is to raise our kids and to make our dollars stretch as much as we can. I&#8217;m having a blast! Best wishes!</p>
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		<title>By: Mike</title>
		<link>http://frugalbabe.com/2008/04/16/the-choices-we-make/comment-page-1/#comment-20732</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Tue, 22 Apr 2008 18:03:37 +0000</pubDate>
		<guid isPermaLink="false">http://frugalbabe.com/?p=308#comment-20732</guid>
		<description>Echoing the other comments here...great post!  We&#039;ve made a few different choices in our family, but many of the same.  I remember people telling us we were crazy when we said that we didn&#039;t need much for the baby.  We have expanded upon the bare minimum we expected, but are still getting by with much, much less than the suggested registry at Babies-R-Us (or similar) would have you believe is &quot;essential&quot;.  Keep up the good work and best of luck!</description>
		<content:encoded><![CDATA[<p>Echoing the other comments here&#8230;great post!  We&#8217;ve made a few different choices in our family, but many of the same.  I remember people telling us we were crazy when we said that we didn&#8217;t need much for the baby.  We have expanded upon the bare minimum we expected, but are still getting by with much, much less than the suggested registry at Babies-R-Us (or similar) would have you believe is &#8220;essential&#8221;.  Keep up the good work and best of luck!</p>
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		<title>By: FrugalBabe</title>
		<link>http://frugalbabe.com/2008/04/16/the-choices-we-make/comment-page-1/#comment-20729</link>
		<dc:creator>FrugalBabe</dc:creator>
		<pubDate>Tue, 22 Apr 2008 16:28:23 +0000</pubDate>
		<guid isPermaLink="false">http://frugalbabe.com/?p=308#comment-20729</guid>
		<description>Kris, the tax write-of is great, but we&#039;re spending about $800/month in interest on our house right now.  In a 25% tax bracket, that means we save $2400 on our taxes.  Still puts us $7200 in the hole for the year.  I&#039;d rather not pay the interest at all, and pay taxes on the money instead.</description>
		<content:encoded><![CDATA[<p>Kris, the tax write-of is great, but we&#8217;re spending about $800/month in interest on our house right now.  In a 25% tax bracket, that means we save $2400 on our taxes.  Still puts us $7200 in the hole for the year.  I&#8217;d rather not pay the interest at all, and pay taxes on the money instead.</p>
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		<title>By: kris brown</title>
		<link>http://frugalbabe.com/2008/04/16/the-choices-we-make/comment-page-1/#comment-20727</link>
		<dc:creator>kris brown</dc:creator>
		<pubDate>Tue, 22 Apr 2008 15:46:53 +0000</pubDate>
		<guid isPermaLink="false">http://frugalbabe.com/?p=308#comment-20727</guid>
		<description>Seems you have your priorities straight, BUT why would you get rid of your most valuable TAX write off (your house)especially since taxes are doomed to be higher?</description>
		<content:encoded><![CDATA[<p>Seems you have your priorities straight, BUT why would you get rid of your most valuable TAX write off (your house)especially since taxes are doomed to be higher?</p>
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		<title>By: Bryce</title>
		<link>http://frugalbabe.com/2008/04/16/the-choices-we-make/comment-page-1/#comment-20716</link>
		<dc:creator>Bryce</dc:creator>
		<pubDate>Tue, 22 Apr 2008 02:23:56 +0000</pubDate>
		<guid isPermaLink="false">http://frugalbabe.com/?p=308#comment-20716</guid>
		<description>This is a great post. I like your grasp of living in an affordable house along with the fact that the payments of a fixed rate mortgage become more affordable as time goes by.

Your living style is inspirational. Thanks for sharing.</description>
		<content:encoded><![CDATA[<p>This is a great post. I like your grasp of living in an affordable house along with the fact that the payments of a fixed rate mortgage become more affordable as time goes by.</p>
<p>Your living style is inspirational. Thanks for sharing.</p>
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		<title>By: foreclosurefish</title>
		<link>http://frugalbabe.com/2008/04/16/the-choices-we-make/comment-page-1/#comment-20679</link>
		<dc:creator>foreclosurefish</dc:creator>
		<pubDate>Mon, 21 Apr 2008 15:39:21 +0000</pubDate>
		<guid isPermaLink="false">http://frugalbabe.com/?p=308#comment-20679</guid>
		<description>Great post, just too bad that so few people have the good financial habits that your family has. Living within your means, being debt-free, and enjoying the freer finer things in life can be so rewarding.

And when you skimp on thing that are luxury items, you can afford to pay for insurance on the things that matter the most: your health and your life.

Keep up the good financial habits!</description>
		<content:encoded><![CDATA[<p>Great post, just too bad that so few people have the good financial habits that your family has. Living within your means, being debt-free, and enjoying the freer finer things in life can be so rewarding.</p>
<p>And when you skimp on thing that are luxury items, you can afford to pay for insurance on the things that matter the most: your health and your life.</p>
<p>Keep up the good financial habits!</p>
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		<title>By: Momma</title>
		<link>http://frugalbabe.com/2008/04/16/the-choices-we-make/comment-page-1/#comment-20677</link>
		<dc:creator>Momma</dc:creator>
		<pubDate>Mon, 21 Apr 2008 14:56:34 +0000</pubDate>
		<guid isPermaLink="false">http://frugalbabe.com/?p=308#comment-20677</guid>
		<description>The internet ate my comment!

Great post.  I came over from the COPF hosted by The Happy Rock.  I&#039;ll be adding you to my blogroll.</description>
		<content:encoded><![CDATA[<p>The internet ate my comment!</p>
<p>Great post.  I came over from the COPF hosted by The Happy Rock.  I&#8217;ll be adding you to my blogroll.</p>
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		<title>By: Momma</title>
		<link>http://frugalbabe.com/2008/04/16/the-choices-we-make/comment-page-1/#comment-20676</link>
		<dc:creator>Momma</dc:creator>
		<pubDate>Mon, 21 Apr 2008 14:53:37 +0000</pubDate>
		<guid isPermaLink="false">http://frugalbabe.com/?p=308#comment-20676</guid>
		<description>Great Post!  I haven&#039;t read your blog before and came over from the Carnival of Personal Finance hosted at The Happy Rock.  I&#039;ll be adding you to my list!</description>
		<content:encoded><![CDATA[<p>Great Post!  I haven&#8217;t read your blog before and came over from the Carnival of Personal Finance hosted at The Happy Rock.  I&#8217;ll be adding you to my list!</p>
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