Frugal Babe

An update on my attempts to better secure our credit card:  I called our bank yesterday and got them to make a note in our file saying that balance transfers cannot be made from our credit cards to any bank account, regardless of who is asking for it.  We would never do this, but a [...]

The Carnival of Personal Finance is up at StockTradingToGo.com.  Tons of great articles - I just spent an hour on the site and didn’t read them all yet. 
And the Festival Of Frugality is also up at Cheap Healthy Good.  This one has a very creative format, with each entry tied to a song, in a [...]

As soon as we had dealt with the bank people yesterday regarding the fraudulent charge on our business credit card, I used www.annualcreditreport.com to get credit reports for both of us.  I had never used that website before, and I really liked it.  In the past, I’ve always called the credit reporting agencies directly and ordered our [...]

This morning I sat down to enjoy my breakfast at my desk while I opened mail from Wednesday and prepared to pay some bills.  The first thing I opened was a letter from our bank saying that our request for a balance transfer had been processed through our business credit card.  Hmmm.  We hadn’t transferred [...]

I finally got signed up with BlogHerAd Network, and got it going on my site.  I love that the very first ad that came up was for Habitat for Humanity.  I worked on a Habitat house in Tanzania during a school break while I was Peace Corps volunteer.  And my favorite thrift store is run [...]

We just spent a great Thanksgiving with some of my husband’s extended family that live near us.  We brought a spinach salad (about $12 for the ingredients), and ate all sorts of great food that everyone made.  I always enjoy hanging out with that group of people, and today was no exception. 
I’m pretty sure that [...]

Ever since we remodeled our living room and added an extra office in January, I’ve been lucky enough to have an office/craft room to myself.  But once the baby is born, my office will become a nursery.  So I’ll be back to sharing my office with our guest room, which I’ve done before, so no big [...]

It’s that time of year again.  Time to start thinking about holiday plans and gift-giving.  We tend to be very low-key for the holidays.  We spend Thanksgiving with my husband’s family most years - and will do so this year as well.  For Christmas, we’ve invited my family to our house, which will be a first for us.  There [...]

We had decided a long time ago that we wanted to use cloth diapers for our baby.  But I didn’t want to spend $12 - $20 each for fitted diapers online, nor did we want to have to mess with safety pins and diapers that fall off as soon as the baby is able to crawl.  My [...]

I just finished updating our NetworthIQ profile, and although our net worth has increased, it’s been a bit hampered by the stock market.  The last time I updated our numbers was August, and we’re up about $2000 since then.  But our retirement accounts are actually worth less than they were in August, even though we’ve [...]